Why USDT Dominates Global Finance: A Rational View from Tether's CEO on Stablecoins, Sovereignty, and the Future of Decentralized Money

The Real Driver of USDT’s Growth
I don’t believe in viral marketing or hype. USDT didn’t rise because we marketed it—it rose because inflation crushed Argentina’s peso by 90%, Turkey’s lira evaporated, and millions lost access to banks overnight. People didn’t ask for ‘blockchain.’ They asked for stability.
Infrastructure Beyond Borders
We built solar-powered kiosks in rural Africa—not to sell crypto, but to give power and payment together. Each kiosk charges 3 USDT/month. Over half a million users now transact without Wi-Fi or ID cards. This isn’t fintech—it’s infrastructure.
The Truth About Reserve Assets
Tether holds $120B+ in U.S. Treasuries—more than most sovereign funds. We don’t hide it; we anchor liquidity where others fear volatility. The GENIUS Act doesn’t restrict us—it validates us.
Bitcoin: The Last Layer
I love Bitcoin not for speed—but for resilience. At 10-minute blocks and fixed size, it survives war zones and blackouts when Solana cannot sync its nodes. It’s not a payment network—it’s the bedrock.
AI & Wallets: A Quiet Revolution
We’re building WDK—an open wallet toolkit—for AI agents that will one day buy groceries autonomously from smart fridges. No PayPal hooks. No central servers.
Why Europe Fears USD—And Misses the Point
Europe pushes CBDCs fearing dollar dominance? But they ignore that dollars aren’t imposed—they’re chosen. When mothers trade their last pesos for USDT at street markets? That’s sovereignty—earned through trust, not legislation.
The Next Stage Isn’t Tech—It’s Trust
The next phase isn’t Layer-3 chains or DeFi yield farms. It’s teaching a grandmother in Accra how her phone holds value safer than her bank account. That is our mission.
CryptoJames_LDN
Hot comment (3)

USDT nổi như bánh mì? Ở Việt Nam mình còn đang loay hoay với Bitcoin… Nhưng mà! Người ta không mua crypto — họ chỉ cần cái gì đó bền vững hơn ngân hàng. Một cái kiosks ở châu Phi bán được 3 USDT/tháng — đủ ăn cả đời! Không phải fintech… Đó là hạ tầng. Bạn có tin không? Comment bên dưới nếu bạn từng đổi tiền lira lấy USDT ở chợ đêm — đừng hỏi ai làm ra nó… Hãy để tôi yên tâm.

USDT не є криптовалютою — це твоя бабуся зі скриньки в Африці, яка замінила банк на фрідж. Коли Європа панікує через CBDC, вона спокійно купує м’ясо за 3 USDT/місяць. Нема блокчейну — нема інфраструктури! Це життя. А ти думаєш? Давай поговоримо: що ти купиш зараз? 🥔

Когда в Африке USDT покупают не за биткоин, а за хлеб — это не финтех, это инфраструктура. Тетер держит $120 млрд в казначействе США — больше, чем у всех центральных банков вместе взятых! Ваша ставка в ожидании? Не ждите DeFi-фермы — ждите бабушку с мобилом на углу рынка. Кто доверяет блокчейну? Я — бабушка.

